Natural Disaster Recovery Plan
Hurricane Florence made a devastating impact on both North and South Carolina and many people lost their homes, cars, personal possessions and all out livelihoods. It’s now abundantly clear that all coastal dwellers must have a natural disaster recovery plan in place because Mother Nature is so unpredictable.
Would you know what to do if your home was filled with water or the roof was blown off by the wind?
This natural disaster recovery plan will give you an idea of where to begin if your home is hit by a major catastrophic event:
Disaster Recovery Plan
- Stay Tuned In! Pay attention to the local news and authorities when it comes to your town. Only return home when state and city officials deem the area safe.
- Try to get home during daylight hours and cut the gas & power if it wasn’t done before you left.
- Be weary of downed power lines, broken gas lines, broken tree limbs, pooled water, sharp objects and broken glass. Report any hazards to city officials.
- Do not enter your home without triple checking the structural stability. Heavy winds, rain and storm surge can wreak havoc on a home’s walls and support beams.
- Always wear protective eyewear, jackets, galoshes, and gloves as you assess the damage. Be sure to take pictures for your insurance company of any and all issues you run into along the way.
- After the damage is assessed and photos are taken, protect your home from the elements by boarding up broken windows and tacking down tarps over roof damage.
- Report all damages to your insurance company and keep accurate records of your expenses, saving any bills and receipts from service providers. Don’t make too many permanent repairs until the insurance company has reviewed the damage and authorized your claim. Also make them aware of all damaged personal property you took pictures of before the storm as well as the contents of your refrigerator and freezer.
- Connect with The Federal Emergency Management Agency if your home is uninhabitable. You can register with FEMA online, in person at a disaster recovery center or by calling 800-621-3362 FEMA assistance. Make sure to contact your homeowner's or renter’s insurance company, flood insurance company, car insurance companies, mortgage servicer, credit card companies, cell phone service, and any other bill collectors and make them away of the situation. You may be surprised that some may offer discounts or extensions for your account.
- Connect with your neighbors, share resources and begin the clean up process as soon as possible. Take caution and do not use generators, gas or charcoal grills, or propane stoves indoors. Throw away any contaminated food that’s spoiled or been touched by flood waters. Trash all damaged contents from the home like carpet, toys, furniture, and clothes. Remove any standing water, air out, bleach and disinfect all wet surfaces once the storm waters recede.
As you rebuild, plan ahead for future disasters! Rethink your home’s design and incorporate in new elements or details that may make save your property from future damages.